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Our Services

The federal Fair Debt Collection Practices Act, the Washington Collection Agency Act and laws in most other states, protect consumers from overcharging, harassment or abuse by debt collectors.  If you have questions about how much a collector is demanding you pay, or believe that you are being harassed or treated unfairly, contact me.  There is no charge for an initial consultation and, in most cases the collector, not you, will end up paying my fees. 

Some of the issues we handle:

  • Harassing phone calls from debt collectors

  • Inflated charges for fees or interest on a debt

  • Defending you in collection lawsuits filed against you

  • Unlawful charges under civil shoplifting statutes

  • “Convenience” fees charged by collection agency when you pay by phone

  • Exaggerated  “move-out” charges after you leave a rental property

  • Other illegal, deceptive or fraudulent conduct by debt collectors.

 

When debt collectors contact you, their goal is to get you to pay money, whether you owe it or not, and they often violate the law by adding phony charges, tacking on extra interest, harassing you with dozens of phone calls, making false threats, and anything else they can think of that will get you to send them money.  When they violate federal or state law, you may sue them, but you will need a good lawyer.